I Have Insurance. Why Would I Work With A Coach?
I like sports so here's a sports analogy.
Rehab is best accomplished with a team approach.
Your doctor, physiotherapist, chiropractor or (insert registered rehabilitation profession); they are like the head coach.
They have a lot of responsibilities. They are extremely knowledgeable and have a unique set of skills that put them in the position of head coach. But their resources, especially time, can be limited. When they have a big team they can not spend multiple hours a week with every single person on the team. They would get burnt out.
A fitness professional who is educated in the rehabilitation realm, is like the assistant coach. They are more involved in the day to day activities. They have the time to make changes in coordination with the guidance of the head coach. They also develop the entire athlete or client, not just the problems (pain, etc) that have already been identified. They communicate with the head coach to inform them on the progress of the athlete, so that adjustments and further care can be provided.
Without the assistant coach, the head coach could have athletes (clients) who are struggling to progress. Maybe they are struggling with accountability. Maybe they are struggling to maintain an active lifestyle in their rehab.
Without the head coach, the assistant coach could hit roadblocks that become out of their scope. Maybe it's its a treatment or diagnosis they are not qualified to provide. Maybe it's knowledge about a particular issue.
When working together, fitness professionals and health care providers can all succeed. And more importantly the client succeeds.
So yes, if you have insurance you don't need to also work with a coach to solve your problem. But with a good team, I believe it to be a results multiplier that gets you a better return on your investment. Especially if you want to live an active lifestyle.